DatumPath
Your Financial Roadmap
Know where you stand.
Know what to do next.
DatumPath is a personal finance coaching app that gives you a clear picture of your financial health, tells you your highest-impact next step, and shows you where your decisions are taking you over time — all without sending your data anywhere.
Three Questions. One Roadmap.
1
Where am I financially?
Your Financial Health Score captures net worth, cash flow, debt load, emergency savings, and retirement progress — distilled into a single number you can track over time.
2
What should I do next?
DatumPath identifies your current financial stage and surfaces your top priorities — whether that's building an emergency fund, paying down high-interest debt, or increasing retirement contributions.
3
Where will I end up?
See projected debt payoff dates, how long until your emergency fund is funded, and where your retirement savings are headed under conservative, moderate, and optimistic scenarios.
Your Data Stays on Your Phone
DatumPath is built local-first. Your financial information never leaves your device — no accounts, no servers, no cloud. Everything is stored privately in an on-device database that only you can access.
What's Inside
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Financial Health Score
A composite score across five dimensions: net worth, cash flow, debt, emergency fund, and retirement readiness.
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Personalized Roadmap
Stage-based coaching that meets you where you are and shows your next highest-impact move — not a generic checklist.
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Debt Strategy
Snowball and avalanche payoff comparisons, per-debt payoff dates, interest cost projections, and windfall planning tools.
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Retirement Trajectory
Three scenario projections, savings benchmarks by age, Roth vs. traditional guidance, and estimated monthly retirement income.
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Trend Tracking
Your net worth, debt, and cash flow charted over time so you can see your progress — not just a snapshot of today.
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No ads. No tracking. No login.
DatumPath contains no advertising, no analytics SDKs, and no account requirement. Open it and start.
Coming Soon
Download on the App Store
Important: DatumPath is an educational coaching tool, not a licensed financial advisory service. It does not provide personalized financial advice, investment recommendations, tax guidance, or legal counsel. The projections and scores shown in the app are estimates based on information you provide and standard financial formulas — they are not guarantees of future results. DatumPath is not a bank, brokerage, credit union, or registered investment advisor. Consult a licensed financial professional before making significant financial decisions.